New in the UKAI · Savings

More and more British households are discovering a new source of income: the AI their bank never offered them

A new platform that uses artificial intelligence for investing is now open to the public in the UK — MerivaLogic AI. Access is limited during the launch phase. Our desk tested the system for 30 days before writing about it.

LONDON – Hardly any technology has ever spread this fast: first AI wrote texts (ChatGPT), then it created images (Midjourney) — millions of Britons already use it every day. Only one area remained out of reach: investing. Big banks and funds have worked for years with AI systems that analyze the markets around the clock — for ordinary savers, that technology was simply not available. Until now.

With MerivaLogic AI, that technology is now officially available in the UK: according to the company, several thousand savers are already using it. Our desk checked the system before writing about it, with real money, with the minimum deposit and with healthy caution. Whether all of this really works was exactly what our 30-day test was designed to answer.

«Anyone expecting to get rich overnight is in the wrong place.»

– From our editorial verdict after the 30-day test

The 3 biggest advantages of MerivaLogic AI

• No experience needed: you activate an account with starting capital from £220 — a dedicated advisor helps you over the phone, and after that the algorithm works on its own.
• Available at any time: your capital and returns are never locked away — withdrawals arrive by bank transfer to your usual account (for example Barclays, HSBC or Lloyds), usually within one business day.
• Your 24/7 analytical engine: the AI scans the markets around the clock and handles the heavy analytical work for you: no charts to decipher, no emotional hesitation. You always keep full control of your account.

How does the new AI work?

Works while you sleep

The system never clocks out: it analyzes the markets around the clock — you don't have to monitor anything.

No nerves, no mistakes

The AI knows neither fear nor greed. It acts on data alone — precisely where people typically make mistakes.

Never too late

While a person is still thinking it over, the algorithm has already reacted — in milliseconds.

Can you really make money with it?

The honest answer: we didn't believe it until we checked it ourselves. We asked a 58-year-old colleague with no financial background to open the test account and pay in the minimum starting capital: from £220.

Right after signing up, an advisor called him and completed the set-up with him — from then on the algorithm ran entirely on its own. Below is the history of our test account — halfway through the test we also withdrew £1,500, to verify the money really arrives in the bank account.

And here is the real point: for many it starts as a bit of breathing room at the end of the month — for the consistent ones it can rival a senior executive's salary. Going on vacation without checking the account. Helping the kids out. Having room at the end of the month instead of counting every cent. No magic, no luck — just an algorithm working 24 hours a day for you, while you get on with your life.

For proper context: our test is a single case and the table above is a simulation of account development. Actual results depend on market conditions, can vary and are not guaranteed.

We tested it ourselves: the three checkpoints

Our verdict after 30 days

The AI delivers what the technology promises: a disciplined, emotionless engine that carries out the market analysis around the clock on your behalf — and the withdrawal went through without a hitch. And what it cannot do: anyone expecting to get rich overnight is in the wrong place. But if you want your savings to finally start working, there is currently hardly a simpler way to begin in the UK — starting capital from £220, set-up by phone, capital available at any time.

Important: the security check before activation